so, in order to get things clear, I just went to the financial office at my RE -- and they were fabulous -- to find out what was what with some billing confusion and with pursuing this IVF, and it turns out that I need to do yet another test that it's too late to do in order for me to do IVF next month (had to take this month off because I needed to do tests before getting insurance approval), so I now have an added mandate to get in total shape this summer, before going for the IVF in August.
so that's what I'm going to be up to -- getting my body in shape, getting my leftover schoolwork done, and generally getting more ready to be in my life successfully! I know, it sounds like new year's day resolutions...